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Amex Membership Rewards

The Platinum Card® from American Express

Issued by American Express · $695/yr annual fee

Welcome bonus

80,000 points

After $8,000 spend in 6 months

CardMatch tool regularly shows 100k–150k targeted. Always check before applying.

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Key benefits

  • $200 airline incidental credit (select one airline)
  • $200 hotel credit (Fine Hotels & Resorts or Hotel Collection)
  • $240 digital entertainment credit
  • $155 Walmart+ credit
  • $200 Uber Cash annually
  • $100 Saks Fifth Avenue credit
  • Centurion Lounge + Priority Pass Select (lounge access)
  • Global Entry / TSA PreCheck credit
  • Marriott Bonvoy Gold + Hilton Honors Gold status
  • Avis Preferred Plus + Hertz Gold Plus Rewards

Earn rates

Flights booked direct or Amex Travel5×
Hotels booked via Amex Fine Hotels & Resorts5×
All else1×

Why this card

Effective AF is $200–$300 for travelers who use the credits. Centurion Lounge access alone is worth hundreds per year in major hubs (JFK, LAX, ORD, DFW, MIA, SEA, PHX). The MR transfer catalog (ANA, Flying Blue, BA, Virgin Atlantic) is unmatched for international premium cabin.

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