World of Hyatt Credit Card
Issued by Chase · $95/yr annual fee
Welcome bonus
30,000 points
After $3,000 spend in 3 months
Plus earn 2 points/$ on up to $15k in first 6 months — effective higher offer for big spenders.
Key benefits
- ›1 free night certificate annually (Cat 1–4 property)
- ›Discoverist status + qualifying nights toward higher tiers
- ›5 qualifying night credits per year just for having the card
- ›No foreign transaction fees
Earn rates
| Hyatt hotels | 4× |
| Fitness clubs & gym memberships | 2× |
| Dining + cafes | 2× |
| Airlines (direct) | 2× |
| Local transit + commuting | 2× |
| All else | 1× |
Why this card
The free night cert alone is worth more than the AF at most Cat 1–4 properties. The 5 qualifying night credits per year accelerate Globalist status. Strong complement to Chase Sapphire (both are Chase cards, but both can be held within 5/24).
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