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You have the Atmos Rewards Ascent Visa Signature® Card
Bank of America · $95/yr
What you’re getting
- ✓Annual $99 companion fare (+ taxes/fees) — one of the best benefits in the industry
- ✓Free checked bag — cardholder + 6 companions
- ✓10% discount on Alaska Lounge day passes
- ✓No foreign transaction fees
3x Alaska Airlines purchases1x All else
What you’re probably missing
These miles only fly one airline
Everything this card earns is locked to AS. Bilt Rewards transfers to AS too — earning there keeps every other airline on the table at the same time.
Your AS miles are worth 0.8¢ or 4.5¢ — depending on you
Low-value dynamic awards sits at 0.8¢ per mile; Cathay / JAL partner business via Atmos pays 4.5¢. Same miles, 6x difference.
The value spread on your points
0.8¢ floor1.4¢ everyday4.5¢ maximized
Maximized play: Cathay / JAL partner business via Atmos.
Go deeper
- Chase Sapphire Reserve in 2026: $795 fee, $2,000+ in credits, and a Park Hyatt run on the welcome bonus →
- Authorized users in 2026: when the fee pays off, when it doesn't, and the household point-pooling play most couples miss →
- Transferable Points 101: Why Chase UR, Amex MR, Citi TY, and Capital One Miles Beat Airline-Specific Cards →
This is the generic version.
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