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You have the Delta SkyMiles® Gold American Express Card
American Express · $150/yr
What you’re getting
- ✓First checked bag free — cardholder + 8 companions
- ✓$200 Delta flight credit after $10k spend in a year
- ✓20% in-flight savings
- ✓No foreign transaction fees
2x Delta purchases2x Dining + Takeout2x US supermarkets1x All else
What you’re probably missing
These miles only fly one airline
Everything this card earns is locked to DL. Amex Membership Rewards transfers to DL too — earning there keeps every other airline on the table at the same time.
Your DL miles are worth 0.7¢ or 2.5¢ — depending on you
Pay With Miles / merch sits at 0.7¢ per mile; Delta One on flash sales (dynamic pricing caps this) pays 2.5¢. Same miles, 4x difference.
The value spread on your points
0.7¢ floor1.2¢ everyday2.5¢ maximized
Maximized play: Delta One on flash sales (dynamic pricing caps this).
Go deeper
- Chase Sapphire Reserve in 2026: $795 fee, $2,000+ in credits, and a Park Hyatt run on the welcome bonus →
- Authorized users in 2026: when the fee pays off, when it doesn't, and the household point-pooling play most couples miss →
- Transferable Points 101: Why Chase UR, Amex MR, Citi TY, and Capital One Miles Beat Airline-Specific Cards →
This is the generic version.
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