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You have the Delta SkyMiles® Platinum American Express Card
American Express · $350/yr
What you’re getting
- ✓Annual companion certificate (main cabin)
- ✓First checked bag free
- ✓15% off Delta award redemptions (pay with miles)
- ✓Domestic Main Cabin Round-Trip companion certificate annually
- ✓MQD waiver at $25k spend
- ✓No foreign transaction fees
What you’re probably missing
These miles only fly one airline
Everything this card earns is locked to DL. Amex Membership Rewards transfers to DL too — earning there keeps every other airline on the table at the same time.
Your DL miles are worth 0.7¢ or 2.5¢ — depending on you
Pay With Miles / merch sits at 0.7¢ per mile; Delta One on flash sales (dynamic pricing caps this) pays 2.5¢. Same miles, 4x difference.
A $350 fee only makes sense if you work the credits
Premium cards front-load statement credits that lapse if unused. If you're not actively tracking activation deadlines and credit calendars, you may be paying more than you're getting back.
The value spread on your points
Maximized play: Delta One on flash sales (dynamic pricing caps this).
Go deeper
- Chase Sapphire Reserve in 2026: $795 fee, $2,000+ in credits, and a Park Hyatt run on the welcome bonus →
- Authorized users in 2026: when the fee pays off, when it doesn't, and the household point-pooling play most couples miss →
- Transferable Points 101: Why Chase UR, Amex MR, Citi TY, and Capital One Miles Beat Airline-Specific Cards →
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