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You have the Southwest® Rapid Rewards® Performance Business Credit Card
Chase · $299/yr
What you’re getting
- ✓9,000 anniversary bonus points
- ✓4 upgraded boardings per year
- ✓In-flight Wi-Fi credits (up to 365/yr)
- ✓Global Entry / TSA PreCheck credit
- ✓No foreign transaction fees
What you’re probably missing
These miles only fly one airline
Everything this card earns is locked to WN. Chase Ultimate Rewards transfers to WN too — earning there keeps every other airline on the table at the same time.
Your WN miles are worth 0.8¢ or 1.6¢ — depending on you
Gift cards / More Rewards sits at 0.8¢ per mile; Peak-fare WGA bookings; doubles with Companion Pass pays 1.6¢. Same miles, 2x difference.
A $299 fee only makes sense if you work the credits
Premium cards front-load statement credits that lapse if unused. If you're not actively tracking activation deadlines and credit calendars, you may be paying more than you're getting back.
The value spread on your points
Maximized play: Peak-fare WGA bookings; doubles with Companion Pass.
Go deeper
- Chase Sapphire Reserve in 2026: $795 fee, $2,000+ in credits, and a Park Hyatt run on the welcome bonus →
- Authorized users in 2026: when the fee pays off, when it doesn't, and the household point-pooling play most couples miss →
- Transferable Points 101: Why Chase UR, Amex MR, Citi TY, and Capital One Miles Beat Airline-Specific Cards →
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