Rate my card
You have the World of Hyatt Credit Card
Chase · $95/yr
What you’re getting
- ✓1 free night certificate annually (Cat 1–4 property)
- ✓Discoverist status + qualifying nights toward higher tiers
- ✓5 qualifying night credits per year just for having the card
- ✓No foreign transaction fees
4x Hyatt hotels2x Fitness clubs & gym memberships2x Dining + cafes2x Airlines (direct)2x Local transit + commuting1x All else
What you’re probably missing
Hotel points book rooms — not flights
This card is a strong hotel play, but it can't fund the flight side of a trip. A transferable-points card alongside it covers airfare and tops up hotel balances when transfer partners line up.
Go deeper
- Chase Sapphire Reserve in 2026: $795 fee, $2,000+ in credits, and a Park Hyatt run on the welcome bonus →
- Authorized users in 2026: when the fee pays off, when it doesn't, and the household point-pooling play most couples miss →
- Transferable Points 101: Why Chase UR, Amex MR, Citi TY, and Capital One Miles Beat Airline-Specific Cards →
This is the generic version.
Sign in, tell us your home airport and where you fly, and we’ll rank cards, airlines, hotels, and award sweet spots for your routes — and value the points you already have.
Get my full playbook