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You have the Blue Business® Plus Credit Card from American Express
American Express · No annual fee
What you’re getting
- ✓2x MR on everything (up to $50k) — no AF
- ✓Transfers to all Amex MR airline partners
- ✓No foreign transaction fees
2x All purchases (up to $50k/yr)1x All purchases above $50k
What you’re probably missing
Your points are probably stuck at cash value
On its own, this card redeems Amex Membership Rewards at roughly 1¢ each. Pair it with the American Express® Gold Card or The Platinum Card® from American Express and the same points become transferable — worth up to 2¢ each on the right award booking.
The value spread on your points
0.6¢ floor1¢ everyday2¢ maximized
Maximized play: Transfers to ANA, Avianca & co. sweet spots.
Pairs well with
Go deeper
- Chase Sapphire Reserve in 2026: $795 fee, $2,000+ in credits, and a Park Hyatt run on the welcome bonus →
- Authorized users in 2026: when the fee pays off, when it doesn't, and the household point-pooling play most couples miss →
- Transferable Points 101: Why Chase UR, Amex MR, Citi TY, and Capital One Miles Beat Airline-Specific Cards →
This is the generic version.
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